Aging in America Essay 2 - 2784 Words

We all will one day face the reality of growing older. There are many aspects of this change that will affect us in a large way. According to the Merck Manual of Health and Aging, 1.5% of Americans are 85 or older. This research states that the number of people 100 years or older could rise from 1 out of 5,578 in the year 2000, to 1 out of 472 in the year 2050. It brings out that women have a longer life expectancy than men, among people aged 65 and older in the year 2000, there were 70 men for every 100 women. For people aged 85 and older the figure was 41 men for every 100 women. The site goes on to say that approximately 11% of Americans aged 65 and older are below the poverty line. (The Merck Manual of Health and Aging:†¦show more content†¦(http://www.nia.nih.gov/) Participation in physical activity has been shown to have many health benefits for older adults; this study does not provide strong support that it protects against cognitive decline. Reports have been made that physical activity may help guard against stroke and coronary heart disease, both of which may be associated with the development of dementia. Some studies were either limited in their scope or had short follow-up times. In all they find that for older adults, physical activity alone may not protect against cognitive decline. (By Charnicia E. Huggins: http://www.nlm.nih.gov/medlineplus/exerciseforseniors.html) 7,000 strokes occur in Americans every year. For Hispanics it is the third leading cause of death. This article emphasizes the importance of knowing the symptoms of the stroke to reduce the chances of its occurrences. Prevention tips include: stop smoking, eat a healthy diet, exercise regularly, and work to control high blood pressure and manage diabetes. (Strokes Affect Thousands of Hispanics Each Year - Learn To Recognize Symptoms: Brandon Alvarez Montgomery http://onlinecci.com/ec/crs/default.learn?CourseID=2281666CPURL=onlinecci.comSurvey=147=2500922ClientNodeID=122303coursenav=0bhcd2=1133475293 The next topic to address is the growing need for long-term care in the United States. Many Americans are faced with the dilemma that there are a limitedShow MoreRelatedLoneliness Is Not Always The Case905 Words   |  4 PagesAriel Tam Professor Weiss English 1A 10/2/15 Importance of Solitude Essay People fear being alone because being alone is often associated with loneliness. But, loneliness is not always the case. Loneliness is a negative state, marked by a sense of isolation. †¦ Solitude is the state of being alone without being lonely (Marano, https://www.psychologytoday.com/articles/200308/what-is-solitude). 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The narrator is forced upon with the problem of aging and dying, which was not accepted in the way of life in his native land. He wishing he could be unageing and eternal. The only way out was rebirth, this cannotRead More`` Dad, Can I Please Get A Nose Job?1512 Words   |  7 Pagesmuch--love yourself! Hate yourself! --and the only way to counter all the pressure is to love yourself by hating yourself; go under the knife and refigure everything that s ‘wrong’ with you. Then maybe the mirror stops tormenting you†(Tandy). In her 2005 essay â€Å"The Pitfalls of Plastic Surgery,† Camille Paglia condemns the â€Å"routine† plastic surgery middle-aged women receive in order to fit society’s youthful mold. Even though she acknowledges the artfulness that can go into the cosmetic surgery, Paglia despisesRead MoreSwot Analysis Foxtel Introduction to Marketing1700 Words   |  7 Pagesthe case – Foxtel – from chapter 2 of the required text.As per the text book: â€Å"Use the information in this Spotlight and any other necessary research to develop a SWOT analysis for Foxtel† 2011 3/18/2011 The SWOT analysis is a method used by organisations as a marketing strategy to better understand and identify positive and negative factors effecting the business, in present and in the future   ( Elliott, Rundle-Thiele, Waller, 2010).   The purpose of this essay is to develop a SWOT analysis forRead MorePolitics And Its Impact On Hispanics941 Words   |  4 PagesReflection Essay PART 1 1. The presentation topic was to examine the impact of politics on Latino in United States by studying various factors such as- population, citizenship status, geographic location and age. 2. The presentation talked about one of the core issue, which is Politics in this case, that affected Latino in USA. A thorough research was conducted to understand the causes and effects of politics and how it moulded the growth of Latinos in this country. 3. The learning outcome wasRead MoreSuccessful Aging Through Participatory Arts Programming For Older Adults1922 Words   |  8 Pages80 is the new 40: Successful Aging through Participatory Arts Programming for Older Adults The United States is in the midst of a major demographic shift. People are living longer which means that the population of older adults, those sixty years and over, is growing. It is projected that by the year 2040, older adults will far outnumber school age children. Older adults are currently healthier and lead more productive lives than ever before, due in part to modern medicine and the new idea of

Comparing Utnapishtim And Noah s Ark - 1148 Words

Those living had built a structure that would carry them over days and nights. Some among many survive a great flood. Birds were sent to indicate if the flood had dissipated. These are some of the many moments that symbolize intrical points which maneuver the stories along. All of these items and ideas bear similarity with two well-known myths, the story of Utnapishtim and Noah’s Ark. In The Epic of Gilgamesh, the story of Utnapishtim and the flood that is reminiscent of the Biblical account of Noah and the flood, both utilize symbolism of the flood, the structure to survive the flood, and the birds to establish the theme that though beings are destructive, some will thrive and flourish. The flood is one of the many symbols that help the†¦show more content†¦He chose to do so once he knew that Noah was an acceptable being and through the rebirth of other humans he thought that they could achieve the same behavior that Noah and his family represented. So not all homosapiens are evil and deserve to live. The ark is another symbol that contributes to the theme that though humans are intolerable, there are people who are righteous. This is demonstrated in The Epic of Gilgamesh when the god Ea tells Utnapishtim to â€Å"‘tear down’ his ‘house and build a boat’†(108), and then proceeds to inform him of â€Å"‘the measurements of the barque as’ he ‘shall build her’†(108). The god Ea further details him to â€Å"‘take up into the boat of all living creatures’†(108). Utnapishtim listens and â€Å"loaded into her all that’ he ‘had of gold and of living things’, his ‘family’, his ‘kin, the beast of the field both wild and tame, and all the craftsmen’†(109). The ark symbolizes safety and security. The ark itself would protect themselves and ensure that there would be no danger. These living beings are the only ones who survive. If the god Ea were to choose someone righteous to live, he would choose Utnapishtim and his family, otherwise, he wouldn’t have told Utnapishtim about the upcoming flood. In the Bible, God tells Noah to â€Å"‘make’ himself ‘an ark of cypress wood’† and tells him of the content and measurements(New International Version, Genesis 6.14 -Show MoreRelated Two Great Floods - The Bible and Epic of Gilgamesh Essay776 Words   |  4 Pagesbecome evil God chooses Noah and his family to start a new beginning. In the Bible God becomes regretful of creating mankind because he sees that they are wicked and they only have evil thoughts. The Lord decides, he will destroy human beings I made on earth. And I will destroy every animal and everything that crawls on the earth. I will also destroy the birds of the air. (Genesis 6:7) After God makes his decision to create a great flood he chooses Noah to build an ark to save his family andRead More Comparing the Epic of Gilgamesh Flood Myth and Book of Genesis Biblical Flood Myth1792 Words   |  8 PagesComparing the Gilgamesh and Genesis Floods      Ã‚  Ã‚   The rendition of the historic, worldwide Flood recorded in Genesis of the Old Testament is similar to the account recorded on Tablet 11of the Sumero-Babylonian version of the epic of Gilgamesh, discovered in the 1800’s by British archaeologists in Assyria. Let us compare the two in this essay.    Alexander Heidel in his book, The Gilgamesh Epic and Old Testament Parallels, provides a background for the survivor of the Sumero-Babylonian

Comparing The Figure Company With Another â€Myassignmenthelp.Com

Question: Discuss About The Comparing The Figure Company With Another? Answer: Introduction BHP Billiton is considered one of the biggest players in the resource industry that has its operations diversified throughout the world. It is primarily dual listed and is situated in Australia with primary listing on the Australian Stock Exchange. It is the largest producer of items like coal, iron ore, etc that facilitates in the generation of higher revenues. The company has also diversified its affairs in the production of gas, oil, etc. The key priority of the company is to possess a mechanism that can lower the cost of its assets and that are divided by the market and other geographical boundaries (BHP Billiton, 2016). Moreover, the prior objective is to address the requirements of its customers and for such purpose, BHP intends to extract minerals, oil, and gas from diversified places situated in Australia. In addition to this, BHP Billiton comprise of a workforce containing more than one lakh employees that are directed towards the attainment of the companys goals and visions operations. Framework BHP Billitons efficient corporate planning process has allowed it to address major challenges prevailing in its path towards success. Further, such challenges mainly relate to the external environment and addressing the same assists in enhancing the total return. Furthermore, the planning strategy of the company is established in such a way that it facilitates in mitigating several uncertainties that prevail internationally. Nevertheless, the framework of the company also plays a key role in structuring the external concerns that incorporate technical, political, and governance factors (Albrecht et.al, 2011). Moreover, the prevalence of compliance and governance processes within the companys operations assures that all the internal control mechanisms are properly framed so that other strategies are not affected as well. On a whole, BHPs framework is designed in a way that allows it to tackle adverse circumstances and build a path for safe future (Brigham Daves, 2012). Major sources of finance The total debt of the company comprise of interest-bearing liabilities and in relation to the same, the company have also issued US$5 billion global bonds. Furthermore, in the year 2015, the net cash flow of the company increased to US$284 that enhanced from US$8.3 million in the past years. BHP does not consider the policy of commercial papers for financial purposes that are majorly assisted by credit facilities. Instead, the company utilizes a hybrid of multi-currency for financing its operations. Further, based on the new structured policy of the company, lesser dividend was paid to the shareholders. The primary objective of the Group is to possess and operate significant assets that are of high effectiveness and with low costs so that future goals can be achieved (Subramanyam Wild, 2014). With the assistance of gearing ratio, the company has financed its major businesses. Further, the groups exposure is to present to the risk of interest rates on its major borrowings that are outstanding in nature. Besides, the company is doing the sustenance of such risk of interest rate through the mechanism of portfolio risk management (Deegan, 2011). Further, the group at fixed interest rates issues debts and their exposure is also prevalent to the swapping of interest rates. Nevertheless, the financing activities of the company consists of receipts from the liabilities that possess an interest bearing nature and other gains from debt-related measures, ordinary shares, payment of dividends, buy-back, etc. Thus, these major financing activities generate cash flow for the group. Financial ratio and capital structure It can be witnessed from the computation that the companys liquidity is effective and therefore, it can easily address its obligations. Further, the companys current assets are adequate to cater to current liability requirements in the future. Besides, the increment in the liquidity ratios of the company like quick ratio and current ratio clearly proves the fact that strong importance is being given to liquidity over the years (Porter Norton, 2014). In contrast to this, the companys decline in net profit margin in the current year must be addressed as soon as possible. Capital structure In relation to BHP Billiton, it can be witnessed from the computation of various capital structure ratios that the company has relied on debt over the years and the ratios clearly support this fact. In simple words, it can be said that the capital structure of the company is comprised of debt more than any other source of finance that is a bad indicator for future aspects. As a result, massive outflow of cash will be facilitated through interest on such debts and the equity ratio being less than 0.50 is of some relief for the company. This means, higher such ratio, the more beneficial it will be for the company (Brigham Ehrhardt, 2011). ANZ Bank ANZ Group offers a wide range of financial and banking products and services to its customers. It is regarded as the fourth largest bank of Australia based on market capitalization that aims to serve more than four million customers through a network of more than 1500 ATMs and 900 branches scattered all around the globe. The major operations of the company derive from Australian business with retail banking and commercial banking dominating in nature. Additional retail banking affairs of the company are situated in the Asia-Pacific region that includes Hawaii and Indonesia (ANZ, 2016). Other services and products of the company also comprise of consumer financing, mortgage financing, wealth management, rental services, equipment and vehicle financing, corporate banking, etc. In order to cater to all these services, the company has more than $914 billion assets that make it a tougher competitor in the eyes of other banks. Trend The position of ANZ stands strong because of the prevalence of $914.9 billion assets in the year 2016. Such assets are of world class that plays a key role in serving as a strong driver of performance. Furthermore, the company has also delivered an efficient financial performance based on management of tight costs and market share gains with small and retail business franchises producing powerful outcomes. In relation to employees, the company has indemnified specific employees from and against damage, loss, penalty, expense, etc so that they can operate in good faith and in a manner that they believe to be within the companys scope. Overall, along with an emerging economy and powerful base of infrastructure, the groups long-term perspective is very strong despite encountering huge losses in the current year. This can be proved by the fact that its operating income declined to $561 million and its operating expenses enhanced to $1044 million that is eleven percent more than the past year. The primary business model of the company comprise of raising resources through wholesale debt markets, customer deposits, and lending of such resources to the ultimate consumers. Further, the Group attains major revenues from its wealth businesses through the offering of superannuation, insurance, and fund management services. In addition, the group acquires funds from market businesses from trading, sales, and risk management affairs as a whole. The company also focuses on its Corporate Sustainability Framework that allows it to deliver responsible and fair banking to its customers. Furthermore, such framework allows it to assist the delivery of its business strategy (Davies Crawford, 2012). Besides, while acknowledging the challenges in future, it is worth depicting on the contributions the bank has made. This can be proved by its community investments of $90 million that is around 85% of the public sustainability targets of the bank. The risk management framework also allows it to create value for the business and which is vital for its smooth functioning. Major sources of finance It can be witnessed from the annual report of ANZ that the year 2016 has been a transition phase for it owing to a statutory profit after tax of $5.7 billion that is down by 24%. This shows that its financial position is very weak. Furthermore, owing to derivation of income, the bank has primarily four sources of income. Net interest income that depicts the difference betwixt the interest income attained by the company on its lending affairs minus the interest paid on wholesale funding and customer deposits (Fields, 2011). Net fee and commission income that depicts fee income attained on non-lending and lending financial products and services. Net insurance income and fund management that depicts income attained from offering of insurance, investment, and superannuation outcomes (Choi Meek, 2011). Lastly, other sources which depicts revenues attained from sales, risk management, and trading activities. Capital structure and financial ratio In the case of ANZ, it can be seen that the debt proportion of the company is relatively low and less than one over the years. However, it has been increasing every year that is a major concern that must be addressed. Further, the equity ratio of ANZ is less than 0.50 over the year that is a bad indicator for future growth. Financial ratio The current ratio of ANZ is significantly above 1.5 over the years but it started declining from 2014 and it reported at 0.26 in the year 2016 that is a bad indicator in terms of liquidity. Further, in relation to net profit ratio, the same have increased over the years but it started declining from 2015 and so on. This is a very bad indicator in terms of profitability and the same must be addressed as soon as possible by the company (Brealey et. al, 2011). Corporate Governance Statement It can be seen from the annual reports of both the companies that they are committed towards maintaining an enormous standard in their respective governance frameworks. Both the companies confirm that they have adhered to the ASX Corporate Governance Principles and Recommendations and compliance of the same can be viewed in their respective websites. Furthermore, relevant details regarding the stakeholder engagement model can also be viewed in the corporate governance section of both the companies. Sustainability It can also be seen from the annual reports of both companies that sustainability is at the core of their charter values. On one hand, the framework of corporate sustainability of ANZ assists it in delivering responsible and fair banking to the customers (Shah, 2013). Similarly, on the other hand, the framework of sustainability in BHP Billiton assists it in integrating environmental, safety, health, and other socio-economic factors for relevant decision-making. Nevertheless, both the companies play an important role in economic development and enhancement of living standards of people (Horngren, 2013). Besides, as a part of making a relevant and efficient contribution as community partners, both the companies seek long-term relationships that can assist them in respecting rural culture and establish lasting benefits. Capital management When it comes to ANZ and BHP Billiton, it can be witnessed that investors in BHP Billiton were depressed because of low returns in the capital returns. However, the same can be attributed to the fact that the companys capital management is very ineffective and weak in nature. On the other hand, even though ANZ has witnessed a loss in the year 2016, yet it pursues a stronger capital management approach that assists it to safeguard the interests of shareholders, depositors, and creditors. Furthermore, for achieving such purpose, ANZ possesses an ICAAP (Internal Capital Adequacy Assessment Process) that assists it in conducting detailed capital and strategic planning over a long-term medium horizon (ANZ, 2016). Credit rating ANZ stresses on maintaining a strong credit rating of AA- that is fundamental to the ongoing stagnancy of the company. On the other hand, BHP has better credit rating of A that allows it to attain competitive advantage in the resource industry (BHP, 2016). Besides, if the credit ratings of BHP is altered, future cash flows and capability to access capital will be badly affected and if ratings of ANZ is altered, the most affected will be its risk profile, operating performance, and capital structure (ANZ, 2016). BHP relies majorly on debt to finance its operations but ANZs capital structure does not accommodate enormous debt components, as it remains lower than one. The profitability of both companies has witnessed a decline over the years because of major financing of operations and the same is required to be addressed immediately. The ability to develop can be witnessed in BHPs case because of stronger fundamentals in comparison to ANZ Recommendation It can be witnessed from the report that both companies have abilities to grow stronger in future and market fluctuations have immensely affected them in a negative way. This shows that market fluctuations play a relevant role in the development of both companies. However, on one hand, BHP relies more on debt while on the other hand, ANZs capital structure is stagnant. Such debt can prove negative for BHP and if corrective actions are not taken, it may face massive issues. References ANZ 2016, ANZ Bank Annual Report and accounts 2016, viewed 11 September 2017 https://www.anz.com/resources/d/1/d1b2cc12-3cf2-4909-a716-b03d245f9773/annual-report-2016-en.pdf?MOD=AJPERES BHP Billiton 2016, BHP Billiton Annual Report and accounts 2016, viewed 11 September 2017 https://www.bhp.com/investor-centre/annual-reporting-2016 Porter, G Norton, C 2014, Financial Accounting: The Impact on Decision Maker, Texas: Cengage Learning Shah, P 2013, Financial Accounting, London: Oxford University Press Subramanyam, K Wild, J 2014, Financial Statement Analysis, McGraw Hill Albrecht, W, Stice, E. Stice, J 2011, Financial accounting, Mason, OH: Thomson/South-Western. Brealey, R., Myers, S. and Allen, F 2011, Principles of corporate finance, New York: McGraw-Hill/Irwin. Brigham, E. Daves, P 2012, Intermediate Financial Management , USA: Cengage Brigham, E.F. Ehrhardt, M.C 2011, Financial Management: Theory and Practice, USA: Cengage Learning. Choi, R.D Meek, G.K 2011, International accounting, Pearson . Davies, T. Crawford, I 2012, Financial accounting, Harlow, England: Pearson. Deegan, C. M 2011, In Financial accounting theory, North Ryde, N.S.W: McGraw-Hill. Fields, E 2011, The essentials of finance and accounting for nonfinancial managers, New York: American Management Association. Horngren, C 2013, Financial accounting, Frenchs Forest, N.S.W: Pearson Australia Group.

The Ancient Maya Essay Research Paper The free essay sample

The Ancient Maya Essay, Research Paper The Maya of Mesoamerica, along with the Aztecs of Mexico and the Incas of Peru, made up the high civilisations of the American Indians at the clip of the Spanish conquering. Both the Aztecs and the Incas were late civilisations, between 1300-1533 AD, but the Maya of the Yucatan and Guatemala exhibited a cultural continuity crossing more than 2,000 old ages, 1000 BC-AD 1542. Many facets of this civilization continue yet today. The Ancient Maya in their clip had really refined authorship. They had an extended written linguistic communication, which was both phonic every bit good as ideographic. One of merely five independently created composing systems in human history. Maya words were in hieroglyphs, each image with its ain significance. Unlike other ancient Cardinal American civilisations, the Maya could compose in words, sentences, and even narratives. Arranging several images together in a logical signifier would make a narrative. We will write a custom essay sample on The Ancient Maya Essay Research Paper The or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Maya covered their metropoliss and edifices with hieroglyphs carved into the rock. Most of the Maya could read some hieroglyphs, but the priests and Lords were the lone people who really had cognition of the full linguistic communication. The Maya would besides usage quills made of turkey plumes to compose in books made of soft bark taken from a type of fig tree. Religion was the centre of the Mayan life. Mayans believed that there were two degrees of the universe. The first degree was the physical universe and the second was the religious universe, which consisted of the old dead ascendants, Gods, and other supernatural animals. The Mayan male monarchs and religious leaders would state the lower degrees of the society what would delight the Gods. The Gods were modeled after animate beings for sacrificial intents and spiritual ceremonials. The antediluvian Maya had many beliefs. They had possessed an in deepness apprehension of uranology, technology, and mathematics. The Maya believed that the Sun, Moon, and other planets, had been journeys of the Gods. The Mayan priests studied their measuring of clip. The Maya had a calendar with 18 months each incorporating 20 yearss, plus 5 luckless yearss that made up the Mayan twelvemonth. They besides had a spiritual calendar that had 260 yearss in it. Each twenty-four hours was given a name and a figure. They believed that each twenty-four hours was a God that carried the weight of the twenty-four hours on its dorsum. The Mayan civilisation in all phases has been based on agribusiness. Indian maize or corn was domesticated from a wild grass in cardinal Mexico about 7,000 old ages ago and sustained most sedentary Indian civilisations from that clip. In the humid countries, a excess of H2O and rapid growing of trees and vines encouraged the slash-and-burn agriculture method. The husbandman cleared the corn field by cutting shrubs and deadening the trees, us ually near the terminal of the rainy season, leting the piled coppice to dry under the hot Sun of the dry season. It is known that the Mayas enjoyed cocoa. They had it in many signifiers from a bubbling drink to a pulpy pulp. The Mayas referred to chocolate as The Drink of the Gods. They had other nutrient such as Indian meal, corn, black beans, roasted meat, coney fret, Meleagris gallopavo and other meats. Many people chewed of the foliages of the Manilkara zapota tree as a gum-like substance. The Mayan civilization had many humanistic disciplines, such as dance, music and vesture. They had more than 5,000 dances and loved music. Dancing was a immense portion of spiritual ceremonials. Musicians played wooden flutes and huntsmans horns made of wood, seashells, or clay, and membranophones made from turtle shells. For dressing the work forces would hold worn an ex ( marked eh-sh ) which is a loincloth. The adult females would have on loose sack-like frocks. The apparels of the Lords and priests were made up of finer stuffs and had many shells and beads on them. For ceremonials they would have on beautiful headgears for spiritual intents. As for beauty, the Mayans had a sense of beauty that would be seen as horrid in our present society. They practiced skull distortion by binding boards to the brow of newborn kids. They besides had filed their dentitions down to a point and so placed jade into the holes. The Maya had besides traded their ownerships for many things such as gold, Cu, jade, cotton, salt, plumes, and chocolate tree. These are all illustrations of art to the Maya. The Maya were an unbelievable civilisation. Cipher knows precisely why the imperium had fallen. Maybe it was when the provincials got ill of the priests stating them what to make and had abandoned small towns, doing the prostration. At any rate, there were many interesting facts that were non covered here. Here now are a few illustrations. During drouths, the Mayans would eat pets to last, and the Maya were the first people in the New World to maintain historical records, and that a jurisprudence stated that Mayan work forces would hold to get married by the clip that they were 20. The adult females would besides had to be wed at a immature age, normally around the age of 16. There are many fantastic facts about the Maya civilization because of the clip that they were about was rather long. As you see, I highlighted many facts about the Maya, including their authorship, beliefs, faith, agribusiness, humanistic disciplines, and other interesting facts. The Maya were an interesting civilisation and go on to exhibit their unusual but fantastic beliefs yet today. The mayan people had accomplished many things that few other antediluvian civiliations have accomplished, including their ablility to write, have a good comprehension of uranology, and still last the changing universe for many old ages. 327